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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Myths & Facts About Pumping Gas

Myths & Facts About Pumping Gas

For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading. Facts and myths at a glance Don't smoke while pumping gas. Avoid distractions like texting while fueling. Stay outside...

Cyber Liability Insurance: Does Your Small Business Really Need It?

Cyber Liability Insurance: Does Your Small Business Really Need It?

When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small businesses are frequent targets of cybercriminals—and often less prepared to handle the financial and operational fallout. Cyber liability insurance is designed to help businesses manage the costs associated with data breaches, ransomware attacks, and other cyber incidents. If your business stores...

Does Your Auto Insurance Cover Rideshare Driving? What You Need to Know

Does Your Auto Insurance Cover Rideshare Driving? What You Need to Know

Rideshare driving has become a popular way for millions of Americans to earn extra income. Whether you drive for a transportation network company full time or just on weekends, it's important to understand how your auto insurance applies—and where it may fall short. Many drivers are surprised to learn that their personal auto insurance policy may not cover them while they're working on a rideshare...

Grilling Safety Tips for Propane, Charcoal and Gas Grills

Grilling Safety Tips for Propane, Charcoal and Gas Grills

Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in more than 10,000 home fires per year. This guide helps explain common grilling risks, shares best safety practices and outlines the steps you can take in an emergency. Where should you place your grill? Placing your grill in an open,...

What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?

What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?

If you own a small or medium-sized business, you've probably heard the term "Business Owner's Policy" or BOP. It's one of the most common types of commercial insurance, but many business owners aren't sure exactly what it includes — or whether it's the right fit for their needs. Here's a clear breakdown. What Does a BOP Include? A Business Owner's Policy typically combines three core...